Loans Available

Conventional Home Loan

Any mortgage loan that is not insured or guaranteed by the government.

Adjustable Rate Mortgage (ARM)

Designed for those who wish to start out with a lower introductory monthly payment.

Chenoa Fund

Down payment assistance program with flexible options.

Conventional

“Traditional” loan with low rates and low down payment options.

FHA

Government-backed loan great for first-time homebuyers or those with higher debt-to- income ratios.

FHA 203(h) Disaster Relief Loan

Offers zero-down financing to those whose homes were damaged or destroyed by a natural disaster.

FHA 203k Dream Loan

Loans up to $31k above purchase price toward remodeling or home repairs.

FHA Solar Wind and Select

Finances home purchase and installation of energy-saving upgrades.

Fresh Start

Special financing for buyers with past credit issues like bankruptcy, short sale, or foreclosure.



Fresh Start

Special financing for buyers with past credit issues like bankruptcy, short sale, or foreclosure.

Investment

Options to finance investment property, or to use rental income or asset depreciation as qualifying income.

Manufactured Home Loan

Special loan programs for either built or unbuilt manufactured homes.

One-Time Close Construction

Finances land, construction, and permanent mortgage into one loan.

Jumbo

Finances home purchases up to $2.5 million with options for low down payment and no mortgage insurance.

USDA

Rural property financing with no down payment.

VA

Loans tailored to those who have served or are currently serving in the military.